To Buy Used Cars
At CARFAX, we collect events from the lives of millions of used cars from 20 European countries, as well as the USA and Canada. We can then create a vehicle history for every car in our database and make it available to you.The information helps you to check sales data, avoid expensive follow-up costs and negotiate a fair purchase price.
to buy used cars
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First you must choose between buying a new car and buying a used car. A new car may cost more but will come with a longer warranty and no history of abuse or neglect. However, new cars depreciate (lose value) almost immediately when they leave the new car lot, which means that if you can find a well-cared-for used car, it might be a good bargain.
Consider the price of the car. This sounds obvious, but car dealers, new or used, may tempt you with a low monthly payment. You should be sure to look at the total price of the car, including interest.
Don't just assume you will finance through the dealer. Sometimes, you can get better financing from your bank or credit union. You should also check your credit score before you go shopping as this can affect the terms such as the interest rate you are offered. By shopping around, you may be able to negotiate a better deal. Note that Texas law sets maximum interest rates for financing used cars. The rates vary according to the age of the car and the amount owed on it.
All used car dealers are required by federal law to tell buyers whether a used car is being sold with or without a warranty. Dealers must clearly display this information on a side window of each used car. This buyer's guide, or window form, should state either:
The law prohibits rolling back or changing the number of miles on an odometer. Texas law requires the seller of any used vehicle to state on the title assignment the total number of miles the vehicle has traveled. Make sure you get a copy of the odometer statement when you sign the contract.
Under the Massachusetts Lemon Laws, you may be eligible for compensation for your used vehicle if it has at least one qualifying defect that impairs its use or safety. The car must have been purchased from a Massachusetts dealer and be used for personal or family purposes (i.e. not used primarily for business). In Massachusetts, a dealer is defined as someone who sells more than 3 cars in a 12-month period, even if they do not have a valid used car dealer license.
Know Your NeedsThe same general guidelines should apply when purchasing a new or used vehicle. The following information is provided as a guide to your rights and responsibilities in our state's used car market. To increase your chances of making the right purchase for your needs, please read our Buying a Car page for suggestions regarding general auto purchases.
In addition, it is important to remember that you always have the right to shop and compare when making any purchase, especially when buying an item as costly as a new or used vehicle. You will find the process much easier if you understand that you can shop and compare not only for your local auto dealers, but also your financing and warranty services as well.
It is always a good idea to conduct some research before you buy a new or used vehicle. By law, the dealer is required upon request to either display or disclose in writing a used vehicle's asking price (RCW 46.70.125). The dealer must also provide the name and address of the former registered owner to a prospective buyer upon request if that owner was a business or government entity. This disclosure allows you to ask questions about the use and maintenance of the vehicle, including any accident damage, repairs, and mileage (RCW 46.70.180(6)).
Prior to agreeing to buy a vehicle that meets your needs, take the used vehicle to a mechanic you trust to have the engine, other mechanical parts and safety equipment inspected and tested. When a dealer or private party is reluctant or refuses to allow an independent inspection of the vehicle, you should seriously reconsider whether this is the car or truck for you. You may also consider the following actions before making a decision about purchasing a vehicle:
Most used vehicles are offered by dealers "as is." If you explicitly negotiate and knowingly accept such an offer, you give up your implied warranty of merchantability. Nothing in any law requires you to sign a waiver of your implied warranty rights under any circumstances.
If you purchase a service contract on a used vehicle from the same dealer within 90 days of purchase, the implied warranty of merchantability cannot be waived, and you will have the protection of both the service contract and the implied warranty of merchantability (RCW 48.96.045(4)). The availability of the implied warranty or a service contract does not eliminate the need for a thorough test drive and an inspection by a qualified mechanic.
If you're looking to get out of your current vehicle with some cash in your pocket, make your way to Toyota of Pharr. We buy used cars at fair prices right here in Pharr, TX. Our dealership proudly serves McAllen and Edinburg with a team of professionals ready to assist you. We strive to get you the most money possible for your used car, truck, or SUV. Our goal is to make sure you get market value for your vehicle and get you back on the road of Rio Grande Valley in no time. Regardless of the make or model, bring your used vehicle to Toyota of Pharr for cash today.
While you're here, be sure to check out our new Toyota inventory as well. We have Toyota's latest cars, trucks, and SUVs available right now. Our new inventory features popular options like the Toyota Camry, Corolla, Prius, Tacoma, Tundra, Highlander, RAV4 and more for our Mission and Harlingen customers. There are used models for Brownsville and Rio Grande customers looking to save money on a wide selection of quality vehicles as well. Browse these models and more online to save time.Visit Toyota of Pharr Today!
After you find some vehicles that check out on reliability, you want to start researching used vehicle values. Check Edmunds.com, KBB.com or NADA.com for the true market value, so you can develop a feel for the price of a pre-owned vehicle.
Beginning January 1, 2023, if you buy a qualified used electric vehicle (EV) or fuel cell vehicle (FCV) from a licensed dealer for $25,000 or less, you may be eligible for a used clean vehicle tax credit (also referred to as a previously owned clean vehicle credit). The credit equals 30% percent of the sale price up to a maximum credit of $4,000.
You may qualify for a credit for buying a previously owned, qualified plug-in electric vehicle (EV) or fuel cell vehicle (FCV), including cars and light trucks, under Internal Revenue Code Section 25E.
Complete Form 8936, Qualified Plug-in Electric Drive Motor Vehicle Credit (Including Qualified Two-Wheeled Plug-in Electric Vehicles and New Clean Vehicles), and file it with your tax return for the year you took possession of the vehicle to claim the used clean vehicle credit. You will need to include the vehicle identification number (VIN) on the form.
The Used Car Lemon law provides a legal remedy for consumers who are buyers or lessees of used cars that turn out to be lemons. The law requires dealers to give consumers a written warranty. Under this warranty, dealers must repair, free of charge, any defect in covered parts. If the dealer is unable to repair the car after a reasonable number of attempts, the consumer is entitled to a full refund.
But many Americans make big mistakes buying cars. Take new car purchases with a trade-in. A third of buyers roll over an average of $5,000 in debt from their last car into their new loan. They're paying for a car they don't drive anymore. Ouch! That is not a winning personal finance strategy.
"We're actually living in a golden age of used cars," says Reed. "I mean, the reliability of used cars is remarkable these days." Reed says there is an endless river of cars coming off three-year leases that are in very good shape. And even cars that are older than that, he says, are definitely worth considering. "You know, people are buying good used cars at a hundred-thousand miles and driving them for another hundred-thousand miles," says Reed. "So I'm a big fan of buying a used car as a way to save money." 041b061a72